SplitPay Privacy Policy

Last updated: 11 August 2026

SplitPay ("the app") is an expense-splitting utility. This policy explains what data the app handles and how.

What we collect

SplitPay has no user accounts. We do not collect email addresses or location data, and the app never reads your address book.

The app stores only the content you create in it:

When adding a group member you can optionally use your device's contact picker. The picker is provided by the operating system; the app receives only the single contact you choose (name, and on iOS the phone number) and stores it as that group member's details. The app has no access to the rest of your contacts.

Where it is stored

Content is stored in Google Firebase (Cloud Firestore and Cloud Storage), hosted by Google LLC. Data is encrypted in transit (TLS). A copy is cached on your device so the app works offline.

The app uses Firebase Analytics to collect anonymous usage statistics (screens viewed, feature usage) to help improve the app. This data is not linked to your identity.

How it is used

Your content is used solely to provide the app's functionality: showing expenses, computing balances, and syncing between devices. We do not sell, share, or use your data for advertising.

Deletion

Deleting a group in the app permanently deletes its expenses and settlements from our servers. Deleting an expense removes it from the group. For any data deletion request, contact us at the address below.

Children

SplitPay is a general-audience finance utility and is not directed at children under 13.

Changes

We may update this policy; the "Last updated" date will change when we do.

Contact

admin@shubhpanchang.com